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Below are the most recent week’s current loan rates so you can get an idea by loan type. To learn more, contact a Royal United Mortgage LLC Advisor
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First Time Buyers and FHA Loans. An FHA loan is one of the easiest mortgage loans to qualify for. Due to the program’s low down payment requirement, fha loans largely appeals a great deal to first time home buyers.
*Financing example is based on a sales price of $130,990 with a 3.5% down payment. Mortgage is an FHA 30 year fixed rate loan in the amount of $126,405 with an interest rate of 3.625% (3.93% APR) and monthly payments of $576.47.
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In the two decades after World War II, as white working- and middle-class families reaped the. In 1968, Congress created several new Federal Housing Authority (FHA) programs to extend homeownership.
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FHA single-family mortgages in can have down payments as little as 3.5%. In some cases, FHA insurance allows homebuyers to finance approximately 96.5% of the value of their home purchased with their FHA mortgage.
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